831-291-5455

Property Insurance in Salinas and Monterey, CA

Strength and Stability for Your Home.

Your home is your sanctuary. It’s a dependable shelter that keeps you and your family safe, and it’s the place where memories are made. For most people, a house represents the biggest financial and emotional investment they’ll ever make. With the right Property Insurance plan, you can protect your investment and your personal property from whatever life throws your way.

Every Home Insurance policy is different, and at ISU-Pulford Insurance, we’ll work with you to make sure that your policy fits the needs of yourself and your family. Property Insurance may insure your home from the following types of damage:

  • Fire and Lightning
  • Collisions from Vehicles or Aircraft
  • Hail
  • Sewer/Drain Backup
  • Windstorm
  • Vandalism
  • Volcanic Eruption
  • Smoke
  • Freezing Conditions or Snow

Property Insurance Options to Consider

There are many additional coverage types that are available to safeguard your home and belongings, and it’s important to talk with a representative from ISU-Pulford Insurance who can help you find the right policy.

Options such as Personal Property Insurance and Flood or Earthquake Insurance may not fall under a standard Homeowners policy. In the event of an accident or theft, Personal Property can pay the actual cash value (ACV) or replacement cost of personal content items or articles like furniture, appliances, and clothing.

Other items that may be included are Builder’s Risk while your home is being built or reconstructed, and insurance for damage to pertinent/detached structures.

Another important feature to consider in your Homeowners policy is Dwelling Replacement Coverage. If a fire or other accident leaves your home a “total loss,” this coverage provides for the cost of replacing your home at its current value, rebuilding to code, and Ordinance & Law.

As is the case with many other features of Home Insurance, additional coverage can vary greatly depending on your policy, which is why it’s important to discuss your individual insurance options with ISU-Pulford Insurance before making a decision.

For more information on insurance terms and types, please visit our Glossary.

ISU-Pulford Insurance Agency

65-B San Miguel Avenue

P.O. Box 1730 Salinas, CA 93901

Main office: 831-291-5455
Toll free: 800-606-6111
Fax: 831-758-3269

Office Hours:

Mon: 8:30 AM - 4:30 PM
Tues: 8:30 AM - 4:30 PM
Wed: 8:30 AM - 4:30 PM
Thurs: 8:30 AM - 4:30 PM
Fri: 8:30 AM - 4:30 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

Our company has benefited greatly from our relationship with Cecilia. She takes care in providing the exact fit of insurance you may need. What I’ve appreciated most is her attention to detail, quick response to any request, and a proactive stance on keeping me up to date on the best ways to cover our company with the best policies.
Selena
I'm so glad I called ISU-Pulford- they really solved my insurance problem and got my family and me back on tack.
Mary M.
ISU-Pulford really helped me and my family out. I refer all of my friends and neighbors to them.
Mike C.
I was in a pinch and the staff at ISU-Pulford was a life-saver. Being able to call and speak with a real, live, licensed agent calmed my nerves. Thank you Debbie!
Rachael W.
Calling ISU-Pulford Insurance gave me peace of mind. I feel comfortable knowing my agent has found me the best insurance coverage and rate available.
Robert T.
I'm so happy I called ISU-Pulford Insurance. They got all my insurance needs covered and were so personable.
Denise K.