831-291-5455

Professional Liability in Salinas and Monterey, CA

Mistakes Happen.

In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

At ISU-Pulford Insurance, we understand that mistakes happen. That’s why we’re committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.

What Does Professional Liability Cover?

While it’s important for your business to have general liability coverage for property damage and bodily injury, ISU-Pulford Insurance recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.

From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as:

Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business, if your business charges fees for your services. It can include coverage for any errors such as failure to perform or violations of contract. Depending on your industry, your insurance needs will vary.

Directors and Officers Liability (D & O) - Having financial protection for your business’s Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws.

Fiduciary Liability - Fiduciary covers claims that involve the violation of the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.

Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.

Contact a reprentative with ISU-Pulford Insurance today to prevent mistakes and errors from becoming major losses for your business.

For more information on insurance terms and types, please visit our Glossary.

 

ISU-Pulford Insurance Agency

65-B San Miguel Avenue

P.O. Box 1730 Salinas, CA 93901

Main office: 831-291-5455
Toll free: 800-606-6111
Fax: 831-758-3269

Office Hours:

Mon: 8:30 AM - 4:30 PM
Tues: 8:30 AM - 4:30 PM
Wed: 8:30 AM - 4:30 PM
Thurs: 8:30 AM - 4:30 PM
Fri: 8:30 AM - 4:30 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

Our company has benefited greatly from our relationship with Cecilia. She takes care in providing the exact fit of insurance you may need. What I’ve appreciated most is her attention to detail, quick response to any request, and a proactive stance on keeping me up to date on the best ways to cover our company with the best policies.
Selena
I'm so glad I called ISU-Pulford- they really solved my insurance problem and got my family and me back on tack.
Mary M.
ISU-Pulford really helped me and my family out. I refer all of my friends and neighbors to them.
Mike C.
I was in a pinch and the staff at ISU-Pulford was a life-saver. Being able to call and speak with a real, live, licensed agent calmed my nerves. Thank you Debbie!
Rachael W.
Calling ISU-Pulford Insurance gave me peace of mind. I feel comfortable knowing my agent has found me the best insurance coverage and rate available.
Robert T.
I'm so happy I called ISU-Pulford Insurance. They got all my insurance needs covered and were so personable.
Denise K.